| percentage is % of premium members pay for coverage to health insurance carrier Commission Schedule updated 7/26/2011 |
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| AARP plans |
Medicare Supplement |
$210 years 1-6 if plans A, K or L |
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Medicare Part D Rx plans |
$53 or $55 for initial Part D plan, $26.50 or $28 if not new, or renewal |
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Medicare Advantage plans |
$402 or $403 if new MAPD plan, $201/$201.50 if not new to MAPD |
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| Aetna |
Individual |
15% the 1st year, 7% thereafter |
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Group |
5.65% of premium |
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| Assurant aka John Alden or Fortis |
Individual |
starts at 8% and decreases down to 1% |
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Group |
6.5% of premium first year, 4% thereafter |
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Short-term |
14% of premium |
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| BCBS |
Individual policies effective 3/1/11 and after, or who changed plans after Oct 2010, without association discount |
year 1: 10% of CEP, then 5% of CEP thereafter |
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| CEP = commission eligible premium, which does not include rate-ups, surcharges or rate increases (ie CEP is the lowest 'preferred' rate at initial enrollment, not total or actual premium, and not of premiums after future years' renewal rate increases) |
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Individual policies effective 3/1/11 and after, or who changed plans after Oct 2010, with association discount |
year 1: 8% of CEP, then 4% of CEP thereafter |
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Individual policies effective before 9/1/07 that have not changed plans since Oct 2010 |
5% |
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Individual policies effective 9/1/07 - 2/25/11 that have not changed plans since Oct 2010 |
11% |
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Individual with association discount effective 9/1/07 - 2/25/11 that have not changed plans since Oct 2010 |
8% |
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Individual PORTABILITY |
no commission |
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Group size 2-3 |
$6 per enrolled employee per month |
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Group size 4-25 |
$24 per enrolled employee per month, $27/person 1st policy year only |
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Medicare Supplements effective before 1/1/08 |
Depends on age. Age 65-69, 10% the 1st year, after that 6% to age 70, decreasing as member ages down to 3%. After 5th year of contract, no commissions. |
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Medicare Supplements effective after 1/1/08 |
For first 71 months of contract: 10%. After 71 months, 5% |
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| CIGNA |
Group size 2-50 |
3% of premium |
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| HealthNet |
Individual |
10% of premium |
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Group |
6% of premium |
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Medicare Advantage effective before 9/1/09 |
$197.50 years 1-6 on MAPD plans |
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Medicare Advantage effective after 9/1/09 |
$400 first year, $200 renewal |
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Medicare Advantage effective after 1/1/2010 |
$403 first year, $202 renewal |
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Medicare Part D Rx plan |
$50 the 1st year, $25 each year after if effective 1/1/09 or later |
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$50 the 1st year, $15 each year after if effective before 2009 |
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| Humana |
Individual |
20% the 1st year, 5% thereafter |
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Group 2-3 |
3% of premium |
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Medicare Advantage |
$353 the 1st year, $177 if renewal or product change |
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Medicare Part D Rx plan |
$53 the 1st year in Part D, $27 if renewal or not new to Part D |
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| United |
Group size 2-3 |
$6 per enrolled employee per month |
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Group size 4-25 |
$29 per ee per month first year, $26 per ee upon renewal |
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Group size 26 or more |
$25 per ee per month first year, $23 per ee upon renewal |
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plus bonuses from United- depending on retention |
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Individual policies under age 60 |
year 1: 10%, years 2-4: 3%, years 5+: 1% |
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Individual policies age 60-64 |
year 1: 5%, years 2-4: 3%, years 5+: 1% |
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short-term plans |
20% |
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| United Of Omaha |
MedSupp |
Ages 65-80 15% of premium years 1-6. |
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4.5% for years 7-10 |
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Age 81+ 7.5% of premium years 1-6. |
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2.25% for years 7-10 |
